Apple gets serious on mobile payments

For years we’ve been waiting to see what cards Apple actually holds in mobile payments. It’s getting more and more likely that they will play their hand on the “iPhone 6″ event on September 9th.

Analysts expect Apple to introduce mobile payments services and features using short-range secure communication technology  (NFC) built directly into the new iPhone. A likely security authorising feature would be the Touch ID fingerprint sensor that made its debut in iPhone 5.

Rumors have it that the three big credit card companies (MasterCard, Visa and American Express) already have signed deals with Apple supporting “iPhone 6″ contactless payments. If these rumors are true, they can potentially turn the 800 million credit card details already attached to iTunes accounts into mobile payment instruments.

I don’t know if these rumors have any substance. Even if they do, we know that succeeding in mobile payments takes more than a phone and credit card linking. Assuming that Apple manages to solve mobile payment infrastructure without significant investments in the channel (I don’t believe we’ll see Apple branded machines by store counters, instead we’ll more likely see a “iOS-device to iOS-device”-solution), it takes volume adoption throughout sectors in global markets. It also needs to address either competition and/or collaboration with banks.

That said… it would not be the first time Apple enters into a complex market, that others (including Google) already have tried addressing without succeeding, and succeed in the first blow. Looks like there’s more to anticipate than just a new phone and watch…

For more details, check out the following articles:

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Video: Building your personal brand

National IT-magazine Computersweden (IDG) has a career/recruiting site. I was recently video-interviewed on the topic of building your personal brand.

You can view the video below. It’s in Swedish… but here’s a translation:

“My name is Andreas Sjöström. I’m a developer and I manage Sogeti’s practice for online, mobile and Internet of Things. Building your own personal brand today is extremely important but it can be tricky, because the actual building of your brand must never be the primary motivation and drive for what you do.

For me, I’ve had two fundamental aspects in building my own personal brand:
The first aspect is the joy, passion, and love for what I do. Curiosity and the will to do something which is good not just for me but for others: the value. There’s tremendous amount of joy and passion in creating value.
The second aspect is the appetite and hunger to always learning more. There are always new things you can learn, in new forums and from new acquaintances. Learning is critical, especially in domains where you are not an expert to begin with, and then penetrate that.

When you build with passion and love, and skills and learning… when you use these things and make yourself available to others who seek it, need it… then your profile will be established as an expert. You’ll be recognized as being an expert.

So, for successful building of personal brand, you will need this:
that you then dare to claim your space, that you dare to be seen, that you are boldly confident, and sincerely humble with what you know.”

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Internet of Things-labs and connected flowers

Internet of Things… there’s nothing like cutting through hype and getting your own hands “dirty”. Chris Forsberg is visiting at our Stockholm office and the desks are now occupied by iBeacons, Arduino boards, Electric Imp-stuff, and soldering irons. Today, Dag Pettersson joined us and showed his latest experiments.
Below you can see some of the action and one of the finished ideas is a flower that is connected to the actual sales results of a customer, and depending on sales performance, the flower “changes” color. Only the imagination is the limit and that’s what I love with new technology.

… and now, we’re heading to Amit Chintawar’s place for some real Indian food. Life’s good!

 

 

 

 

 

 

 

 

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Summertime career reflections

Most of us are soon taking some time off. Let me suggest some summertime career reflections.

Purpose and belonging.

We all love doing good stuff. Stuff which is valuable and mean something.
Don’t lose sight of good. Spend a few moments thinking about what is good in the context you are in.
Spend time and effort there.
Whatever you are and whatever you do, you are always a part of something bigger.
Understand it. Look into it and look beyond it.
It creates a sense of belonging and drive. It drives new ideas and higher degree of dynamics.
You will discover new things to learn, for your enjoyment but also for your professional value.
What is beyond your project? What is beyond the company you work for? Who is your real customer? What is beyond the market?
The feeling of doing something good and purposeful in a context we understand, and perhaps even control, brings great satisfaction.

Being free and in control.

Never give up being free and in control of your development as a human being and professional worker.
Connect with your inner drive, nurture it with curiosity, openness and happiness.
Don’t let anyone else dictate your next move but be humble towards those who know more than you. And everyone else.
Your job or even your life will never just be filled with joy, passion and fun. Hard core skill is also the ability to learn from what is grey.
Don’t always flee it. Embrace grey for a while and you will find the most sparkling moments right there.
What you never thought you would enjoy, you may perhaps not love but you will learn from it.
If you are stuck in your career with nowhere to go: redefine or go. Find a new place and more importantly, find likeminded.
The desire and importance of being free and in control is deeply rooted in all of us.
Use it.

Never stop learning.

Go deeper. Go broader.
Be the best in something. In anything. But don’t be that snob who never accepts doing anything else.
Challenge yourself with completely new things. All the time.
Learn alongside with friends and colleagues.
Don’t be afraid to fail or do that which is not perfect. Perfecting comes only with learning and learning means by definition unperfected origin.
Look into new domains of knowledge both within and outside of your profession.
Learn from that which is beautiful in abundance. Art, music, poetry, or just nature.
Learn from that which is technical by definition. Mathematics, physics, or just logic.
Since the dawn of humanity we have always strived to improve and learn more.
Tap into that force.

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From wearables to biohacking

Sogeti’s trend lab, ViNT, recently published its second report on “Things”: “Empathic things: Intimate Computing from Wearables to Biohacking”. The 40-page report “explores the coming transition toward a more empathic form of computerization. … even more intimate, human-oriented and ubiquitous…. We are witnessing a computer boom in devices of all kinds, shapes and sizes – around, on or inside the body – that behave increasingly smarter and link up more and more intuitively with mankind’s extremely personal and natural interface.”

Topics like the shift from systems of records to systems of engagements, things IN-ON-AROUND you, and the increasing level of intimacy and intelligence in things, are addressed in the report. If you want to go deeper in understanding the context of wearables like Google Glass and where we’re heading, this report is well worth the read.

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Continue Reading · 1 · Categories: Blogg100, InternetOfThings, IoT